OUR SERVICES
I have training in the areas of Asset Management, Advisory Based Advice, Life Insurance, Long-Term Care, and Investment Planning. I love the ability to sit down with an individual or family, assess where they are currently, and with my guidance, help them navigate the markets and ultimately pursue their goals and dreams. As a Financial Planner, I can best describe my mission as helping people preserve, distribute and pass on assets to the next generation. I put an emphasis on establishing a customized written plan that is designed to help clients organize their assets and aims to help them succeed.
Right Capital's software is built to make the financial planning process a breeze for advisors and clients. Together, we can build a clear game plan to help you achieve your financial goals.
Investment Planning
This area includes planning modules that illustrate asset allocation, compares equity sector and style, identifies concentrated positions and reviews the tax allocation. This overview helps to demonstrate where the client’s invested assets stand as of today.
Retirement Planning
This area allows advisors to illustrate financial planning goals, how they are being funded and what probability of success the clients have for reaching the end of their lives without running out of invested assets. The retirement tab also includes planning modules that provide a backdrop to conversations around Social Security decisions, Medicare decisions, future cash flows and unforeseen stressors.
Insurance Planning
The insurance tab includes four separate analysis tools that use the data entry to assist an advisor in discussing the insurance needs for each client. To access the insurance analysis, visit the retirement tab then choose the Insurance tab within the primary banner. These planning modules will access information from the client’s initial data entry and existing insurance policies within the net worth to determine additional protection needs for each client’s future.
Tax Planning
The Tax planning module demonstrates the client’s effective tax rates, marginal tax rates, sample tax forms and tax efficient distribution strategies over a client’s planning horizon. Advisors use these planning modules to navigate difficult tax conversations with ease by demonstrating value with inviting visuals. Once opened advisors can choose from the tax estimate or distribution planning modules.
Estate Planning
This powerful planning module allows clients to see with clarity how their assets flow onto heirs after reaching the planning horizon. The estate planning module elevates your services as a critical component to your client's retirement success! Use the Estate module to illustrate, funeral expenses, probate expenses, legacy amounts for heirs and moving assets from investment accounts into different types of trusts.
Education Planning
The education planning module allows financial advisors to demonstrate different funding strategies for satisfying college goals. This area can model the impact of scholarships, student borrowing, 529 savings and customized funding strategies on total education costs within a financial plan.
Debt Management
RightCapital enables advisors to capture every element of a client's financial landscape - even nebulous elements like debt management
Debt management plays a key role in holistic financial planning. Some types of borrowing are necessary and bring value to the client's life with assets that appreciate over time. Other forms of debt are a burden within financial plans since they don't produce additional net worth or income.